Consumer Lending in China

Consumer Lending in China


Demand for consumer lending is set to see a moderate rebound in 2023, as the pandemic has eased, and consumer spending has returned, especially on services and in other discretionary categories. However, growth in consumer lending in China is expected to be slow, following the sluggish growth of domestic consumption and an ongoing real estate crisis, which is raising concerns over the stability of the financial system. Consumers in China are also becoming more cautious about job security, and ha...

Euromonitor International's Consumer Lending in China report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Consumer Credit, Mortgages/Housing.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Lending market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.


Consumer Lending in China
Euromonitor International
November 2023
List Of Contents And Tables
CONSUMER LENDING IN CHINA
EXECUTIVE SUMMARY
Consumer lending in 2023: The big picture
2023 key trends
Ongoing real estate problems hamper the growth of mortgages
What next for consumer lending?
MARKET DATA
Table 1 Consumer Lending: Outstanding Balance by Category: Value 2018-2023
Table 2 Consumer Lending: Outstanding Balance by Category: % Value Growth 2018-2023
Table 3 Consumer Lending: Gross Lending by Category: Value 2018-2023
Table 4 Consumer Lending: Gross Lending by Category: % Value Growth 2018-2023
Table 5 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 6 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 7 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 8 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2018-2023
Table 9 Forecast Consumer Lending: Outstanding Balance by Category: Value 2023-2028
Table 10 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2023-2028
Table 11 Forecast Consumer Lending: Gross Lending by Category: Value 2023-2028
Table 12 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2023-2028
DISCLAIMER
SOURCES
Summary 1 Research Sources
CONSUMER CREDIT IN CHINA
KEY DATA FINDINGS
2023 DEVELOPMENTS
Demand for consumer credit sees a moderate rebound
Non-performing loans (NPLs) rate stabilises
Interest payments waived for student loans
PROSPECTS AND OPPORTUNITIES
China Central Bank base rate set to decrease further
BNPL expected to grow in China, supported by e-commerce players
Growth in consumer credit to slow amidst macroeconomic headwinds
CATEGORY DATA
Table 13 Consumer Credit: Outstanding Balance by Category: Value 2018-2023
Table 14 Consumer Credit: Outstanding Balance by Category: % Value Growth 2018-2023
Table 15 Consumer Credit: Gross Lending by Category: Value 2018-2023
Table 16 Consumer Credit: Gross Lending by Category: % Value Growth 2018-2023
Table 17 Forecast Consumer Credit: Outstanding Balance by Category: Value 2023-2028
Table 18 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2023-2028
Table 19 Forecast Consumer Credit: Gross Lending by Category: Value 2023-2028
Table 20 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2023-2028

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