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Consumer Credit in Morocco

Publisher Euromonitor International
Published Mar 06, 2026
Length 14 Pages
SKU # EP20964462

Description

Morocco’s consumer credit industry continues to expand, supported by stable economic conditions, digitalisation, and regulatory reforms that are expanding access and promoting financial inclusion. Card lending remains the most dynamic category, while BNPL solutions, led by fintechs like Alya, are gaining traction with flexible, interest-free instalments. New microfinance and credit bureau regulations are improving transparency and enabling more accurate risk assessments. Over the forecast period...

Euromonitor International's Consumer Credit in Morocco report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

14 Pages
Consumer Credit in Morocco
Euromonitor International
March 2026
List Of Contents And Tables
CONSUMER CREDIT IN MOROCCO
KEY DATA FINDINGS
2025 DEVELOPMENTS
Digital innovation drives growth in consumer credit
INDUSTRY PERFORMANCE
Greater financial inclusion boosts access to formal credit
Card lending emerges as most dynamic category
Alya transforms BNPL with expanded range of offerings
WHAT’S NEXT?
Consumer credit will benefit from stable socio-economic conditions
New regulations set to streamline lending practices
BNPL will see continued growth
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 3 Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2025-2030
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2025-2030
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2025-2030
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
CONSUMER LENDING IN MOROCCO
EXECUTIVE SUMMARY
Stable economic conditions, regulatory reforms, and financial inclusion initiatives drive growth
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
Stable macroeconomic environment and regulatory reforms support steady growth in consumer lending
Mortgage demand strengths amid lower interest rates and housing support measures
Digitalisation is transforming the lending landscape
WHAT’S NEXT?
Greater financial inclusion will drive growth in consumer lending
Mortgage lending will be boosted by affordable housing initiatives
Digitalisation and fintech innovation will drive credit access
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 11 Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2025-2030
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2025-2030
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2025-2030
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
SOURCES
Summary 1 Research Sources

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