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Consumer Credit in Israel

Publisher Euromonitor International
Published Mar 05, 2026
Length 15 Pages
SKU # EP20964423

Description

Consumer outstanding balance increased only slightly in 2025, but rising household debt and strong bank profits triggered public backlash, leading the Bank of Israel to require Bank Hapoalim and Bank Leumi to return a portion of their profits to fund a financial relief programme. Banks continued to dominate lending despite growing non-bank competition, while BNPL solutions gained traction, particularly in e-commerce.

Euromonitor International's Consumer Credit in Israel report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

15 Pages
Consumer Credit in Israel
Euromonitor International
March 2026
List Of Contents And Tables
CONSUMER CREDIT IN ISRAEL
KEY DATA FINDINGS
2025 DEVELOPMENTS
Financial relief programme to help consumers sinking deeper into debt
INDUSTRY PERFORMANCE
Rising household debt and strong bank profits trigger public backlash
Non-bank lenders increasingly prevalent
BNPL gaining momentum
WHAT’S NEXT?
Impact of banks’ credit relief and consumers focusing on reducing debt
Overdraft usage to rise as fees are reduced or waived
Bank of Israel to further address the imbalance in the financial sector
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 3 Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2025-2030
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2025-2030
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2025-2030
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
CONSUMER LENDING IN ISRAEL
EXECUTIVE SUMMARY
Mortgages/housing lending remains the largest area of borrowing
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
Borrowing costs remain high, placing additional strain on consumers
Lending market starts to liberalise as fintechs seek to carve out a niche
New Bank of Israel directive strikes at the heart of risky loans
Ongoing economic difficulties fuel demand for consumer loans
Depressed housing market in 2025
BNPL gaining momentum
WHAT’S NEXT?
Israel’s housing market is experiencing a structural shift
Fintechs to capture a larger share of the market
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 11 Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2025-2030
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2025-2030
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2025-2030
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
SOURCES
Summary 1 Research Sources

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