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Consumer Credit in Colombia

Publisher Euromonitor International
Published Feb 09, 2026
Length 14 Pages
SKU # EP20884017

Description

Access to and demand for consumer credit increased in 2025, supported by falling interest rates, more stable inflation and a more dynamic labour market. With improving consumer confidence there was an increased willingness to borrow for purposes such as home improvement, travel and entertainment. New government initiatives such as its Credit Pact have also helped to introduce credit to underserved communities.

Euromonitor International's Consumer Credit in Colombia report establishes the size and structure of the market for ATMs cards, smart cards, credit cards, debit cards, charge cards, pre-paid cards and store cards. It looks at key players in the market (issuers and operators), number of cards in circulation, numbers transactions and value of transactions. It offers strategic analysis of sector forecasts and trends to watch.

Product coverage: Auto Lending, Card Lending, Durables Lending, Education Lending, Home Lending, Other Personal Lending.

Data coverage: market sizes (historic and forecasts), company shares, brand shares and distribution data.

Why buy this report?
* Get a detailed picture of the Consumer Credit market;
* Pinpoint growth sectors and identify factors driving change;
* Understand the competitive environment, the market’s major players and leading brands;
* Use five-year forecasts to assess how the market is predicted to develop.

Table of Contents

14 Pages
Consumer Credit in Colombia
Euromonitor International
February 2026
List Of Contents And Tables
CONSUMER CREDIT IN COLOMBIA
KEY DATA FINDINGS
2025 DEVELOPMENTS
Brighter outlook for consumer credit as cost of borrowing falls
INDUSTRY PERFORMANCE
Lower interest rates and improving economic conditions key to recovery
Card lending sees a resurgence in 2025
The Credit Pact initiative a key growth driver across consumer credit
WHAT’S NEXT?
Consumer credit set for stable growth amid monetary easing
BNPL benefiting from partnerships between retailers and fintechs/banks
Digitalisation and AI will continue to be a central driver of credit access in Colombia.
CATEGORY DATA
Table 1 Consumer Credit: Outstanding Balance by Category: Value 2020-2025
Table 2 Consumer Credit: Outstanding Balance by Category: % Value Growth 2020-2025
Table 3 Consumer Credit: Gross Lending by Category: Value 2020-2025
Table 4 Consumer Credit: Gross Lending by Category: % Value Growth 2020-2025
Table 5 Forecast Consumer Credit: Outstanding Balance by Category: Value 2025-2030
Table 6 Forecast Consumer Credit: Outstanding Balance by Category: % Value Growth 2025-2030
Table 7 Forecast Consumer Credit: Gross Lending by Category: Value 2025-2030
Table 8 Forecast Consumer Credit: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
CONSUMER LENDING IN COLOMBIA
EXECUTIVE SUMMARY
A positive year for consumer lending as the cost of borrowing falls
KEY DATA FINDINGS
INDUSTRY PERFORMANCE
Consumer lending on the path to recovery in 2025
Increased supply and demand drive the expansion of consumer lending
Housing market picks up as consumer confidence improves
WHAT’S NEXT?
Ongoing recovery projected for consumer lending in Colombia
Pacto por el Crédito could be key to economic growth
Card lending and mortgages/housing set to remain key growth drivers
MARKET DATA
Table 9 Consumer Lending: Outstanding Balance by Category: Value 2020-2025
Table 10 Consumer Lending: Outstanding Balance by Category: % Value Growth 2020-2025
Table 11 Consumer Lending: Gross Lending by Category: Value 2020-2025
Table 12 Consumer Lending: Gross Lending by Category: % Value Growth 2020-2025
Table 13 Consumer Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 14 Mortgages/Housing: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 15 Consumer Credit: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 16 Card Lending: Non-performing vs Other Loans Outstanding Balance: % Value 2020-2025
Table 17 Forecast Consumer Lending: Outstanding Balance by Category: Value 2025-2030
Table 18 Forecast Consumer Lending: Outstanding Balance by Category: % Value Growth 2025-2030
Table 19 Forecast Consumer Lending: Gross Lending by Category: Value 2025-2030
Table 20 Forecast Consumer Lending: Gross Lending by Category: % Value Growth 2025-2030
COUNTRY REPORTS DISCLAIMER
SOURCES
Summary 1 Research Sources

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