Category: Banking & Financial Services
Banking & Financial Services market research reports by Euromonitor International
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Consumer Lending in Indonesia
Consumer Lending in Indonesia Consumer lending in Indonesia saw another strong performance in 2024, similar to that seen in 2023. Economic growth was driven by stable political conditions, controlled inflation rates and also subsidy programs - for example subsidies for two-wheeled electric vehicles. ... Read More
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Consumer Credit in France
Consumer Credit in France Consumer credit in France is beginning to recover in 2024 after a difficult 2023, partly thanks to more accessible rates than in 2023 and the recovery of the offering. In September 2024, the best consumer credit rates were 0.9% over 12 months, 8% over 36 months and even 6.3 ... Read More
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Pre-Paid Cards in Indonesia
Pre-Paid Cards in Indonesia Pre-paid cards in Indonesia turned in another positive year in 2024, with rises in transactions in both volume and value terms, though growth slowed down. Open loop cards benefitted from the year’s record number of homecoming travellers, with holidays and increased toll t ... Read More
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Credit Cards in Indonesia
Credit Cards in Indonesia In 2024, credit cards in Indonesia again recorded positive growth in all terms – number of cards in circulation as well as volume and value transactions, as it did in 2023, despite the rising threat from the continued expansion of pay-later transactions in Indonesia. The cr ... Read More
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Credit Cards in France
Credit Cards in France In 2024, credit cards in France recorded small increases among some segments as consumer credit continued to gradually recover. Though growth was low, it gave cautious hope to stakeholders as volumes of new consumer credits increased, enabling credit cards to stay afloat in te ... Read More
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Consumer Credit in Indonesia
Consumer Credit in Indonesia Consumer credit gross lending saw further strong growth in Indonesia in 2024, along similar lines to the previous year although the rate of growth slowed down. The main factor behind this growth has been the improvement in economic conditions, as well as the expanding ca ... Read More
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Charge Cards in France
Charge Cards in France In 2024, charge cards in France showed slightly improved growth in the number of cards in circulation, an appreciable increase in terms of transactions, and a double-digit rise in value sales. A key factor to this ongoing success is local consumers’ growing recognition of priv ... Read More
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Consumer Lending in France
Consumer Lending in France Consumer lending in France in 2024 showed slight signs of recovery, following a challenging year in 2023, with growth driven by more accessible interest rates and a rebound in supply. This is observed in both housing mortgage housing and in consumer credit. In September 20 ... Read More
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Debit Cards in Indonesia
Debit Cards in Indonesia Debit cards in Indonesia declined in 2024, in terms of transaction volume and value, for the first time since 2020. This was largely thanks to persistent digitalisation, including the expanding availability of QR codes in retail channels and consumer foodservice channels, fo ... Read More
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Charge Cards in Indonesia
Charge Cards in Indonesia Charge cards in Indonesia turned in another year of positive growth in terms of transactions volume in 2024, driven largely by the expansion of American Express card acceptance in EDC machines throughout Indonesia, and the expansion of e-commerce bill payments using an AMEX ... Read More
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Financial Cards and Payments in Thailand
Financial Cards and Payments in Thailand Thailand's financial cards and payments landscape is undergoing a significant transformation, reflecting a broader shift towards digitalisation. Electronic direct/ACH transactions have gained widespread adoption and are projected to account for more than a qu ... Read More
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Charge Cards in Spain
Charge Cards in Spain Charge cards in Spain benefit from being popular for use in e-commerce, with growth in e-commerce also influenced by increased spending with charge cards. Charge cards can be attractive to consumers who seek short-term finance for purchases, without falling into the trap of acq ... Read More
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Debit Cards in Thailand
Debit Cards in Thailand The number of debit cards in circulation in Thailand is set to continue to decline in 2024, due to the widespread adoption of digital banking. Traditionally, debit cards were primarily used for cash withdrawals, with in-store and online purchases accounting for only a small f ... Read More
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Pre-Paid Cards in Thailand
Pre-Paid Cards in Thailand Pre-paid card transactions in Thailand are set to continue to rise in 2024, with volumes exceeding nearing pre-COVID-19 levels. This growth is being fuelled by the opening of new MRT lines, the launch of major office building projects, and reduced fares for MRT and BTS ser ... Read More
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Economies and Consumers in 2025
Economies and Consumers in 2025 In 2025, global economies and consumers will be shaped by geopolitics, potential US policy disruptions and demographic shifts. Businesses will face both challenges and opportunities arising from sluggish economic and income growth, increasing trade protectionism and t ... Read More
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Consumer Credit in Thailand
Consumer Credit in Thailand Consumer credit has become a key issue in Thailand, with households grappling with rising debt, exacerbated by economic fluctuations, increasing living costs, high unemployment rates, and stagnant incomes. Many families increasingly rely on loans to sustain their standard ... Read More
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Debit Cards in Spain
Debit Cards in Spain Debit cards continue to be preferred for personal use in Spain in 2024, while failing to take off strongly for business needs. Indeed, due to historical reasons of habit and budget management, businesses prefer to make payments through charge cards and credit cards. Banks also o ... Read More
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Store Cards in Spain
Store Cards in Spain Store cards are suffering in Spain in 2024, in main due to El Corte Inglés’ switch to credit cards, alongside the fact that store cards are generally seen as old-fashioned. Euromonitor International's Store Card Transactions in Spain report establishes the size and structure of ... Read More
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Financial Cards and Payments in Vietnam
Financial Cards and Payments in Vietnam In 2024, Vietnam is poised to see sustained growth in terms of the number of financial cards in circulation, alongside expanding adoption of cashless transactions. This trend reflects a growing consumer awareness of the benefits of digital payments, such as en ... Read More
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Pre-Paid Cards in Vietnam
Pre-Paid Cards in Vietnam The performance of pre-paid cards in Vietnam has been closely tied to the rise of e-commerce. With the surge of online shopping, especially during the pandemic, consumers increasingly turned to pre-paid cards for their purchases. These cards offer a convenient, cashless pay ... Read More
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Consumer Credit in Vietnam
Consumer Credit in Vietnam Consumer credit in Vietnam is expected to rise significantly in 2024, supported by new regulations introduced in Circular No. 12/2024/TT-NHNN. These changes are designed to streamline the appraisal and lending process, allowing for quicker and more convenient access to sma ... Read More
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Credit Cards in Spain
Credit Cards in Spain Credit card transactions are being supported by the resumption of business activities and business-related travel in Spain in 2024 – especially so relating to meetings, incentives, conferences and exhibitions (MICE). It is noted that, historically, businesses prefer to use char ... Read More
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Pre-Paid Cards in Spain
Pre-Paid Cards in Spain Pre-paid cards in Spain in 2024 are being driven by the shift of social security payments to open loop cards, alongside the growth of virtual cards which are used in e-commerce and digital wallets. The pre-paid cards of Mastercard for Sociedad Estatal Correos y Telegrafos SA ... Read More
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Debit Cards in Vietnam
Debit Cards in Vietnam In 2024, debit card transactions in Vietnam are set to experience positive growth in volume and current value terms, supported by their ease of use, an expanding POS network and attractive customer benefits. Local banks such as Techcombank, VP Bank, and Vietcombank have incent ... Read More
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Charge Cards in Thailand
Charge Cards in Thailand American Express (AMEX) remains the sole operator in Thailand’s charge card market. The player offers cards with no pre-set spending limit, catering to high-net-worth individuals. For example, the AMEX Platinum Charge Card, the company’s flagship product in Thailand, is aime ... Read More
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