Global Fintech Lending Competitive Landscape Professional Research Report 2024

Global Fintech Lending Competitive Landscape Professional Research Report 2024



Research Summary

Fintech lending refers to the use of technology, particularly digital platforms and algorithms, to provide and facilitate financial services related to lending. This innovative approach streamlines and enhances the traditional lending process, making it more efficient, accessible, and often faster. Fintech lending platforms leverage data analytics, machine learning, and other advanced technologies to assess creditworthiness, automate loan approvals, and personalize financial products. By utilizing non-traditional data sources and algorithms, Fintech lenders aim to make credit decisions more inclusive, extending loans to individuals and businesses that may be overlooked by traditional financial institutions. The integration of technology in lending processes has transformed the financial landscape, fostering a more dynamic and competitive environment in which borrowers can access capital with greater speed and convenience.

According to DIResearch's in-depth investigation and research, the global Fintech Lending market size will reach XX US$ Million in 2024, and is expected to reach XX US$ Million in 2030, with a CAGR of XX% (2025-2030). Among them, the China market has changed rapidly in the past few years. The market size in 2024 will be XX US$ Million, accounting for approximately XX% of the world. It is expected to reach XX US$ Million in 2030, and the global share will reach XX%.

The major global manufacturers of Fintech Lending include Ant Group, JD Digits, GrabFinance, Du Xiaoman Finance, SoFi, Atom Bank, Lending Club, Prosper, Upstart, Enova, Avant, Funding Circle, OnDeck, Zopa, October, RateSetter (Metro Bank), Auxmoney, GreeSky, Borro, Affirm, Tala, Best Egg, Earnest, CreditEase, Kabbage, Lufax, Renrendai etc. The global players competition landscape in this report is divided into three tiers. The first tiers is the global leading enterprise, which occupies a major market share, is in a leading position in the industry, has strong competitiveness and influence, and has a large revenue scale; the second tiers has a certain share and popularity in the market, actively follows the industry leaders in product, service or technological innovation, and has a medium revenue scale; the third tiers has a smaller share in the market, has a lower brand awareness, mainly focuses on the local market, and has a relatively small revenue scale.

This report studies the market size, price trends and future development prospects of Fintech Lending. Focus on analysing the market share, product portfolio, revenue and gross profit margin of global major manufacturers, as well as the market status and trends of different product types and applications in the global Fintech Lending market. The report data covers historical data from 2019 to 2023, base year in 2024 and forecast data from 2025 to 2030.

The regions and countries in the report include North America, Europe, China, APAC (excl. China), Latin America and Middle East and Africa, covering the Fintech Lending market conditions and future development trends of key regions and countries, combined with industry-related policies and the latest technological developments, analyze the development characteristics of Fintech Lending industries in various regions and countries, help companies understand the development characteristics of each region, help companies formulate business strategies, and achieve the ultimate goal of the company's global development strategy.

The data sources of this report mainly include the National Bureau of Statistics, customs databases, industry associations, corporate financial reports, third-party databases, etc. Among them, macroeconomic data mainly comes from the National Bureau of Statistics, International Economic Research Organization; industry statistical data mainly come from industry associations; company data mainly comes from interviews, public information collection, third-party reliable databases, and price data mainly comes from various markets monitoring database.

Global Key Manufacturers of Fintech Lending Include:

Ant Group

JD Digits

GrabFinance

Du Xiaoman Finance

SoFi

Atom Bank

Lending Club

Prosper

Upstart

Enova

Avant

Funding Circle

OnDeck

Zopa

October

RateSetter (Metro Bank)

Auxmoney

GreeSky

Borro

Affirm

Tala

Best Egg

Earnest

CreditEase

Kabbage

Lufax

Renrendai

Fintech Lending Product Segment Include:

P2P Business Lending

P2P Consumer Lending

Others

Fintech Lending Product Application Include:

Private Lending

Company Lending

Others

Chapter Scope

Chapter 1: Product Research Range, Product Types and Applications, Market Overview, Market Situation and Trends

Chapter 2: Global Fintech Lending Industry PESTEL Analysis

Chapter 3: Global Fintech Lending Industry Porter’s Five Forces Analysis

Chapter 4: Global Fintech Lending Major Regional Market Size and Forecast Analysis

Chapter 5: Global Fintech Lending Market Size and Forecast by Type and Application Analysis

Chapter 6: North America Fintech Lending Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)

Chapter 7: Europe Fintech Lending Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)

Chapter 8: China Fintech Lending Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)

Chapter 9: APAC (Excl. China) Fintech Lending Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)

Chapter 10: Latin America Fintech Lending Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)

Chapter 11: Middle East and Africa Fintech Lending Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)

Chapter 12: Global Fintech Lending Competitive Analysis of Key Manufacturers (Revenue, Market Share, Regional Distribution and Industry Concentration)

Chapter 13: Key Company Profiles (Product Portfolio, Revenue and Gross Margin)

Chapter 14: Industrial Chain Analysis, Include Raw Material Suppliers, Distributors and Customers

Chapter 15: Research Findings and Conclusion

Chapter 16: Methodology and Data Sources


1 Fintech Lending Market Overview
1.1 Product Definition and Statistical Scope
1.2 Fintech Lending Product by Type
1.2.1 Global Fintech Lending Market Size by Type, 2023 VS 2024 VS 2030
1.2.2 P2P Business Lending
1.2.3 P2P Consumer Lending
1.2.4 Others
1.3 Fintech Lending Product by Application
1.3.1 Global Fintech Lending Market Size by Application, 2023 VS 2024 VS 2030
1.3.2 Private Lending
1.3.3 Company Lending
1.3.4 Others
1.4 Global Fintech Lending Market Revenue Analysis (2019-2030)
1.5 Fintech Lending Market Development Status and Trends
1.5.1 Fintech Lending Industry Development Status Analysis
1.5.2 Fintech Lending Industry Development Trends Analysis
2 Fintech Lending Market PESTEL Analysis
2.1 Political Factors Analysis
2.2 Economic Factors Analysis
2.3 Social Factors Analysis
2.4 Technological Factors Analysis
2.5 Environmental Factors Analysis
2.6 Legal Factors Analysis
3 Fintech Lending Market Porter's Five Forces Analysis
3.1 Competitive Rivalry
3.2 Threat of New Entrants
3.3 Bargaining Power of Suppliers
3.4 Bargaining Power of Buyers
3.5 Threat of Substitutes
4 Global Fintech Lending Market Analysis by Regions
4.1 Fintech Lending Overall Market: 2023 VS 2024 VS 2030
4.2 Global Fintech Lending Revenue and Forecast Analysis (2019-2030)
4.2.1 Global Fintech Lending Revenue and Market Share by Region (2019-2024)
4.2.2 Global Fintech Lending Revenue Forecast by Region (2025-2030)
5 Global Fintech Lending Market Size by Type and Application
5.1 Global Fintech Lending Market Size by Type
5.2 Global Fintech Lending Market Size by Application
6 North America
6.1 North America Fintech Lending Market Size and Growth Rate Analysis (2019-2030)
6.2 North America Key Manufacturers Analysis
6.3 North America Fintech Lending Market Size by Type
6.4 North America Fintech Lending Market Size by Application
6.5 North America Fintech Lending Market Size by Country
6.5.1 US
6.5.2 Canada
7 Europe
7.1 Europe Fintech Lending Market Size and Growth Rate Analysis (2019-2030)
7.2 Europe Key Manufacturers Analysis
7.3 Europe Fintech Lending Market Size by Type
7.4 Europe Fintech Lending Market Size by Application
7.5 Europe Fintech Lending Market Size by Country
7.5.1 Germany
7.5.2 France
7.5.3 United Kingdom
7.5.4 Italy
7.5.5 Spain
7.5.6 Benelux
8 China
8.1 China Fintech Lending Market Size and Growth Rate Analysis (2019-2030)
8.2 China Key Manufacturers Analysis
8.3 China Fintech Lending Market Size by Type
8.4 China Fintech Lending Market Size by Application
9 APAC (excl. China)
9.1 APAC (excl. China) Fintech Lending Market Size and Growth Rate Analysis (2019-2030)
9.2 APAC (excl. China) Key Manufacturers Analysis
9.3 APAC (excl. China) Fintech Lending Market Size by Type
9.4 APAC (excl. China) Fintech Lending Market Size by Application
9.5 APAC (excl. China) Fintech Lending Market Size by Country
9.5.1 Japan
9.5.2 South Korea
9.5.3 India
9.5.4 Australia
9.5.5 Indonesia
9.5.6 Vietnam
9.5.7 Malaysia
9.5.8 Thailand
10 Latin America
10.1 Latin America Fintech Lending Market Size and Growth Rate Analysis (2019-2030)
10.2 Latin America Key Manufacturers Analysis
10.3 Latin America Fintech Lending Market Size by Type
10.4 Latin America Fintech Lending Market Size by Application
10.5 Latin America Fintech Lending Market Size by Country
10.5.1 Mecixo
10.5.2 Brazil
11 Middle East & Africa
11.1 Middle East & Africa Fintech Lending Market Size and Growth Rate Analysis (2019-2030)
11.2 Middle East & Africa Key Manufacturers Analysis
11.3 Middle East & Africa Fintech Lending Market Size by Type
11.4 Middle East & Africa Fintech Lending Market Size by Application
11.5 Middle East & Africa Fintech Lending Market Size by Country
11.5.1 Saudi Arabia
11.5.2 South Africa
12 Market Competition by Manufacturers
12.1 Global Fintech Lending Market Revenue by Key Manufacturers (2020-2024)
12.2 Fintech Lending Competitive Landscape Analysis and Market Dynamic
12.2.1 Fintech Lending Competitive Landscape Analysis
12.2.2 Global Key Manufacturers Headquarter and Key Area Sales
12.2.3 Market Dynamic
13 Key Companies Analysis
13.1 Ant Group
13.1.1 Ant Group Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.1.2 Ant Group Fintech Lending Product Portfolio
13.1.3 Ant Group Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.2 JD Digits
13.2.1 JD Digits Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.2.2 JD Digits Fintech Lending Product Portfolio
13.2.3 JD Digits Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.3 GrabFinance
13.3.1 GrabFinance Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.3.2 GrabFinance Fintech Lending Product Portfolio
13.3.3 GrabFinance Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.4 Du Xiaoman Finance
13.4.1 Du Xiaoman Finance Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.4.2 Du Xiaoman Finance Fintech Lending Product Portfolio
13.4.3 Du Xiaoman Finance Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.5 SoFi
13.5.1 SoFi Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.5.2 SoFi Fintech Lending Product Portfolio
13.5.3 SoFi Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.6 Atom Bank
13.6.1 Atom Bank Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.6.2 Atom Bank Fintech Lending Product Portfolio
13.6.3 Atom Bank Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.7 Lending Club
13.7.1 Lending Club Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.7.2 Lending Club Fintech Lending Product Portfolio
13.7.3 Lending Club Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.8 Prosper
13.8.1 Prosper Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.8.2 Prosper Fintech Lending Product Portfolio
13.8.3 Prosper Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.9 Upstart
13.9.1 Upstart Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.9.2 Upstart Fintech Lending Product Portfolio
13.9.3 Upstart Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.10 Enova
13.10.1 Enova Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.10.2 Enova Fintech Lending Product Portfolio
13.10.3 Enova Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.11 Avant
13.11.1 Avant Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.11.2 Avant Fintech Lending Product Portfolio
13.11.3 Avant Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.12 Funding Circle
13.12.1 Funding Circle Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.12.2 Funding Circle Fintech Lending Product Portfolio
13.12.3 Funding Circle Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.13 OnDeck
13.13.1 OnDeck Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.13.2 OnDeck Fintech Lending Product Portfolio
13.13.3 OnDeck Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.14 Zopa
13.14.1 Zopa Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.14.2 Zopa Fintech Lending Product Portfolio
13.14.3 Zopa Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.15 October
13.15.1 October Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.15.2 October Fintech Lending Product Portfolio
13.15.3 October Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.16 RateSetter (Metro Bank)
13.16.1 RateSetter (Metro Bank) Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.16.2 RateSetter (Metro Bank) Fintech Lending Product Portfolio
13.16.3 RateSetter (Metro Bank) Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.17 Auxmoney
13.17.1 Auxmoney Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.17.2 Auxmoney Fintech Lending Product Portfolio
13.17.3 Auxmoney Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.18 GreeSky
13.18.1 GreeSky Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.18.2 GreeSky Fintech Lending Product Portfolio
13.18.3 GreeSky Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.19 Borro
13.19.1 Borro Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.19.2 Borro Fintech Lending Product Portfolio
13.19.3 Borro Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.20 Affirm
13.20.1 Affirm Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.20.2 Affirm Fintech Lending Product Portfolio
13.20.3 Affirm Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.21 Tala
13.21.1 Tala Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.21.2 Tala Fintech Lending Product Portfolio
13.21.3 Tala Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.22 Best Egg
13.22.1 Best Egg Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.22.2 Best Egg Fintech Lending Product Portfolio
13.22.3 Best Egg Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.23 Earnest
13.23.1 Earnest Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.23.2 Earnest Fintech Lending Product Portfolio
13.23.3 Earnest Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.24 CreditEase
13.24.1 CreditEase Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.24.2 CreditEase Fintech Lending Product Portfolio
13.24.3 CreditEase Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.25 Kabbage
13.25.1 Kabbage Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.25.2 Kabbage Fintech Lending Product Portfolio
13.25.3 Kabbage Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.26 Lufax
13.26.1 Lufax Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.26.2 Lufax Fintech Lending Product Portfolio
13.26.3 Lufax Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
13.27 Renrendai
13.27.1 Renrendai Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
13.27.2 Renrendai Fintech Lending Product Portfolio
13.27.3 Renrendai Fintech Lending Market Data Analysis (Revenue, Gross Margin and Market Share) (2020-2024)
14 Industry Chain Analysis
14.1 Fintech Lending Industry Chain Analysis
14.2 Fintech Lending Industry Raw Material and Suppliers Analysis
14.2.1 Upstream Key Raw Material Supply Analysis
14.2.2 Raw Material Suppliers and Contact Information
14.3 Fintech Lending Typical Downstream Customers
14.4 Fintech Lending Sales Channel Analysis
15 Research Findings and Conclusion
16 Methodology and Data Source
16.1 Methodology/Research Approach
16.2 Research Scope
16.3 Benchmarks and Assumptions
16.4 Date Source
16.4.1 Primary Sources
16.4.2 Secondary Sources
16.5 Data Cross Validation
16.6 Disclaimer

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