Research Summary
Embedded insurance refers to the integration of insurance products and services into non-insurance products or services, often seamlessly and automatically. This approach allows customers to obtain insurance coverage as part of their purchase or use of another product or service without the need for separate transactions or interactions with insurance providers. Embedded insurance is commonly seen in industries such as fintech, e-commerce, travel, and automotive, where insurance coverage is bundled with products or services to enhance customer value and convenience. For example, in fintech, embedded insurance might be integrated into banking or payment apps to offer coverage for purchases, travel insurance could be automatically included with booking flights or accommodations, and automotive insurance could be incorporated into the purchase or lease of vehicles. Embedded insurance aims to simplify the insurance process, increase accessibility, and provide a seamless customer experience.
According to DIResearch's in-depth investigation and research, the global Embedded Insurance market size was valued at XX Million USD in 2024 and is projected to reach XX Million USD by 2032, with a CAGR of XX% (2025-2032). Notably, the China market has changed rapidly in the past few years. By 2024, China's market size is expected to be XX Million USD, representing approximately XX% of the global market share. By 2032, it is anticipated to grow further to XX Million USD, contributing XX% to the worldwide market share.
The major global manufacturers of Embedded Insurance include Travelers Insurance, Cover Genius, Metromile, Qover, Hokodo Services, ELEMENT Insurance, Bsurance, Simplesurance, Kasko, Wrisk Transfer, Extracover, Penni.io etc. The global players competition landscape in this report is divided into three tiers. The first tier comprises global leading enterprises that command a substantial market share, hold a dominant industry position, possess strong competitiveness and influence, and generate significant revenue. The second tier includes companies with a notable market presence and reputation; these firms actively follow industry leaders in product, service, or technological innovation and maintain a moderate revenue scale. The third tier consists of smaller companies with limited market share and lower brand recognition, primarily focused on local markets and generating comparatively lower revenue.
This report studies the market size, price trends and future development prospects of Embedded Insurance. Focus on analysing the market share, product portfolio, prices, sales, revenue and gross profit margin of global major manufacturers, as well as the market status and trends of different product types and applications in the global Embedded Insurance market. The report data covers historical data from 2020 to 2024, based year in 2025 and forecast data from 2026 to 2032.
The regions and countries in the report include North America, Europe, China, APAC (excl. China), Latin America and Middle East and Africa, covering the Embedded Insurance market conditions and future development trends of key regions and countries, combined with industry-related policies and the latest technological developments, analyze the development characteristics of Embedded Insurance industries in various regions and countries, help companies understand the development characteristics of each region, help companies formulate business strategies, and achieve the ultimate goal of the company's global development strategy.
The data sources of this report mainly include the National Bureau of Statistics, customs databases, industry associations, corporate financial reports, third-party databases, etc. Among them, macroeconomic data mainly comes from the National Bureau of Statistics, International Economic Research Organization; industry statistical data mainly come from industry associations; company data mainly comes from interviews, public information collection, third-party reliable databases, and price data mainly comes from various markets monitoring database.
Global Key Manufacturers of Embedded Insurance Include:
Travelers Insurance
Cover Genius
Metromile
Qover
Hokodo Services
ELEMENT Insurance
Bsurance
Simplesurance
Kasko
Wrisk Transfer
Extracover
Penni.io
Embedded Insurance Product Segment Include:
Life Insurance
Non-Life Insurance
Embedded Insurance Product Application Include:
Consumer Products
Travel and Hospitality
Automotive
Real Estate
Others
Chapter Scope
Chapter 1: Product Research Range, Product Types and Applications, Market Overview, Market Situation and Trends
Chapter 2: Global Embedded Insurance Industry PESTEL Analysis
Chapter 3: Global Embedded Insurance Industry Porter’s Five Forces Analysis
Chapter 4: Global Embedded Insurance Major Regional Market Size and Forecast Analysis
Chapter 5: Global Embedded Insurance Market Size and Forecast by Type and Application Analysis
Chapter 6: North America Passenger Embedded Insurance Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)
Chapter 7: Europe Embedded Insurance Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)
Chapter 8: China Embedded Insurance Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)
Chapter 9: APAC (Excl. China) Embedded Insurance Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)
Chapter 10: Latin America Embedded Insurance Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)
Chapter 11: Middle East and Africa Embedded Insurance Competitive Analysis (Market Size, Key Players and Market Share, Product Type and Application Segment Analysis, Countries Analysis)
Chapter 12: Global Embedded Insurance Competitive Analysis of Key Manufacturers (Revenue, Market Share, Regional Distribution and Industry Concentration)
Chapter 13: Key Company Profiles (Product Portfolio, Revenue and Gross Margin)
Chapter 14: Industrial Chain Analysis, Include Raw Material Suppliers, Distributors and Customers
Chapter 15: Research Findings and Conclusion
Chapter 16: Methodology and Data Sources
- 1 Embedded Insurance Market Overview
- 1.1 Product Definition and Statistical Scope
- 1.2 Embedded Insurance Product by Type
- 1.2.1 Life Insurance
- 1.2.2 Non-Life Insurance
- 1.3 Embedded Insurance Product by Application
- 1.3.1 Consumer Products
- 1.3.2 Travel and Hospitality
- 1.3.3 Automotive
- 1.3.4 Real Estate
- 1.3.5 Others
- 1.4 Global Embedded Insurance Market Size Analysis (2020-2032)
- 1.5 Embedded Insurance Market Development Status and Trends
- 1.5.1 Embedded Insurance Industry Development Status Analysis
- 1.5.2 Embedded Insurance Industry Development Trends Analysis
- 2 Embedded Insurance Market PESTEL Analysis
- 2.1 Political Factors Analysis
- 2.2 Economic Factors Analysis
- 2.3 Social Factors Analysis
- 2.4 Technological Factors Analysis
- 2.5 Environmental Factors Analysis
- 2.6 Legal Factors Analysis
- 3 Embedded Insurance Market Porter's Five Forces Analysis
- 3.1 Competitive Rivalry
- 3.2 Threat of New Entrants
- 3.3 Bargaining Power of Suppliers
- 3.4 Bargaining Power of Buyers
- 3.5 Threat of Substitutes
- 4 Global Embedded Insurance Market Analysis by Regions
- 4.1 Global Embedded Insurance Overall Market: 2024 VS 2025 VS 2032
- 4.2 Global Embedded Insurance Revenue and Forecast Analysis (2020-2032)
- 4.2.1 Global Embedded Insurance Revenue and Market Share by Region (2020-2025)
- 4.2.2 Global Embedded Insurance Revenue Forecast by Region (2026-2032)
- 5 Global Embedded Insurance Market Size by Type and Application
- 5.1 Global Embedded Insurance Market Size by Type (2020-2032)
- 5.2 Global Embedded Insurance Market Size by Application (2020-2032)
- 6 North America
- 6.1 North America Embedded Insurance Market Size and Growth Rate Analysis (2020-2032)
- 6.2 North America Key Manufacturers Analysis
- 6.3 North America Embedded Insurance Market Size by Type
- 6.4 North America Embedded Insurance Market Size by Application
- 6.5 North America Embedded Insurance Market Size by Country
- 6.5.1 US
- 6.5.2 Canada
- 7 Europe
- 7.1 Europe Embedded Insurance Market Size and Growth Rate Analysis (2020-2032)
- 7.2 Europe Key Manufacturers Analysis
- 7.3 Europe Embedded Insurance Market Size by Type
- 7.4 Europe Embedded Insurance Market Size by Application
- 7.5 Europe Embedded Insurance Market Size by Country
- 7.5.1 Germany
- 7.5.2 France
- 7.5.3 United Kingdom
- 7.5.4 Italy
- 7.5.5 Spain
- 7.5.6 Benelux
- 8 China
- 8.1 China Embedded Insurance Market Size and Growth Rate Analysis (2020-2032)
- 8.2 China Key Manufacturers Analysis
- 8.3 China Embedded Insurance Market Size by Type
- 8.4 China Embedded Insurance Market Size by Application
- 9 APAC (excl. China)
- 9.1 APAC (excl. China) Embedded Insurance Market Size and Growth Rate Analysis (2020-2032)
- 9.2 APAC (excl. China) Key Manufacturers Analysis
- 9.3 APAC (excl. China) Embedded Insurance Market Size by Type
- 9.4 APAC (excl. China) Embedded Insurance Market Size by Application
- 9.5 APAC (excl. China) Embedded Insurance Market Size by Country
- 9.5.1 Japan
- 9.5.2 South Korea
- 9.5.3 India
- 9.5.4 Australia
- 9.5.5 Southeast Asia
- 10 Latin America
- 10.1 Latin America Embedded Insurance Market Size and Growth Rate Analysis (2020-2032)
- 10.2 Latin America Key Manufacturers Analysis
- 10.3 Latin America Embedded Insurance Market Size by Type
- 10.4 Latin America Embedded Insurance Market Size by Application
- 10.5 Latin America Embedded Insurance Market Size by Country
- 10.5.1 Mexico
- 10.5.2 Brazil
- 11 Middle East & Africa
- 11.1 Middle East & Africa Embedded Insurance Market Size and Growth Rate Analysis (2020-2032)
- 11.2 Middle East & Africa Key Manufacturers Analysis
- 11.3 Middle East & Africa Embedded Insurance Market Size by Type
- 11.4 Middle East & Africa Embedded Insurance Market Size by Application
- 11.5 Middle East & Africa Embedded Insurance Market Size by Country
- 11.5.1 Saudi Arabia
- 11.5.2 South Africa
- 12 Competition by Manufacturers
- 12.1 Global Embedded Insurance Market Revenue by Key Manufacturers (2021-2025)
- 12.2 Embedded Insurance Competitive Landscape Analysis and Market Dynamic
- 12.2.1 Embedded Insurance Competitive Landscape Analysis
- 12.2.2 Global Key Manufacturers Headquarter Location and Key Area Sales
- 12.2.3 Market Dynamic
- 13 Key Companies Analysis
- 13.1 Travelers Insurance
- 13.1.1 Travelers Insurance Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.1.2 Travelers Insurance Embedded Insurance Product Portfolio
- 13.1.3 Travelers Insurance Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.2 Cover Genius
- 13.2.1 Cover Genius Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.2.2 Cover Genius Embedded Insurance Product Portfolio
- 13.2.3 Cover Genius Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.3 Metromile
- 13.3.1 Metromile Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.3.2 Metromile Embedded Insurance Product Portfolio
- 13.3.3 Metromile Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.4 Qover
- 13.4.1 Qover Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.4.2 Qover Embedded Insurance Product Portfolio
- 13.4.3 Qover Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.5 Hokodo Services
- 13.5.1 Hokodo Services Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.5.2 Hokodo Services Embedded Insurance Product Portfolio
- 13.5.3 Hokodo Services Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.6 ELEMENT Insurance
- 13.6.1 ELEMENT Insurance Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.6.2 ELEMENT Insurance Embedded Insurance Product Portfolio
- 13.6.3 ELEMENT Insurance Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.7 Bsurance
- 13.7.1 Bsurance Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.7.2 Bsurance Embedded Insurance Product Portfolio
- 13.7.3 Bsurance Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.8 Simplesurance
- 13.8.1 Simplesurance Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.8.2 Simplesurance Embedded Insurance Product Portfolio
- 13.8.3 Simplesurance Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.9 Kasko
- 13.9.1 Kasko Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.9.2 Kasko Embedded Insurance Product Portfolio
- 13.9.3 Kasko Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.10 Wrisk Transfer
- 13.10.1 Wrisk Transfer Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.10.2 Wrisk Transfer Embedded Insurance Product Portfolio
- 13.10.3 Wrisk Transfer Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.11 Extracover
- 13.11.1 Extracover Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.11.2 Extracover Embedded Insurance Product Portfolio
- 13.11.3 Extracover Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 13.12 Penni.io
- 13.12.1 Penni.io Basic Company Profile (Employees, Areas Service, Competitors and Contact Information)
- 13.12.2 Penni.io Embedded Insurance Product Portfolio
- 13.12.3 Penni.io Embedded Insurance Market Data Analysis (Revenue, Gross Margin and Market Share) (2021-2025)
- 14 Industry Chain Analysis
- 14.1 Embedded Insurance Industry Chain Analysis
- 14.2 Embedded Insurance Industry Raw Material and Suppliers Analysis
- 14.2.1 Embedded Insurance Key Raw Material Supply Analysis
- 14.2.2 Raw Material Suppliers and Contact Information
- 14.3 Embedded Insurance Typical Downstream Customers
- 14.4 Embedded Insurance Sales Channel Analysis
- 15 Research Findings and Conclusion
- 16 Methodology and Data Source
- 16.1 Methodology/Research Approach
- 16.2 Research Scope
- 16.3 Benchmarks and Assumptions
- 16.4 Date Source
- 16.4.1 Primary Sources
- 16.4.2 Secondary Sources
- 16.5 Data Cross Validation
- 16.6 Disclaimer
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