Digital Lending Market, By Offering (Solutions and Services), By Deployment Mode (Cloud and On-Premises), By End user (Banks, Credit Unions, NBFCs), By Geography (North America, Europe, Asia Pacific, Latin America, Middle East and Africa)

Digital Lending Market, By Offering (Solutions and Services), By Deployment Mode (Cloud and On-Premises), By End user (Banks, Credit Unions, NBFCs), By Geography (North America, Europe, Asia Pacific, Latin America, Middle East and Africa)


Digital lending refers to consumer and small business loans that are applied and processed online through digital platforms, thus, allowing borrowers to access funds quickly through alternative lending channels. Over the past few years, digital lending market has experienced rapid growth due to rising adoption of smartphones and internet penetration globally. Borrowers prefer the convenience of applying for loans on their mobile devices from the comfort of their homes as compared to the traditional lengthy process of visiting bank branches. Meanwhile, digital lenders can reach a wider customer base and process loan applications faster by using advanced technology tools for fraud detection, risk assessment and underwriting.

Market Dynamics:

Global digital lending market growth is driven by rising penetration of smartphones and internet connectivity across major regions of the world. Increasing preference of consumers towards contactless digital financial services amid the pandemic has also boosted the adoption of digital lending platforms. However, cybersecurity risks and data privacy concerns poses challenge for digital lenders. Meanwhile, open banking regulations offer new opportunities to fintech players to leverage bank transaction data and traditional credit scoring methods to expand financial inclusion. Major market players are investing in artificial intelligence and machine learning capabilities to streamline and automate the lending process, and this can address data privacy issues to some extent.

Key features of the study:

- This report provides in-depth analysis of the global digital lending market, and provides market size (US$ Billion) and compound annual growth rate (CAGR%) for the forecast period (2024–2031), considering 2023 as the base year

- It elucidates potential revenue opportunities across different segments and explains attractive investment proposition matrices for this market

- This study also provides key insights about market drivers, restraints, opportunities, new product launches or approval, market trends, regional outlook, and competitive strategies adopted by key players

- It profiles key players in the global digital lending market based on the following parameters – company highlights, products portfolio, key highlights, financial performance, and strategies

- Key companies covered as a part of this study include Abrigo, ARGO, Black Knight, Built Technologies, BNY Mellon, Cu Direct, Decimal Technologies, Docutech, EdgeVerv, Finastra, FIS, Fiserv, HES Fintech, ICE Mortgage Technology, Intellect Design Arena, JurisTech, Newgen Software, Nucleus Software, Oracle, Pega, Roostify, RupeePower, SAP, Sigma Infosolutions, Symitar, Tavant, TCS, Temenos, Turnkey Lenders, Wipro, Wizni

- Insights from this report would allow marketers and the management authorities of the companies to make informed decisions regarding their future product launches, type up-gradation, market expansion, and marketing tactics

- Global digital lending market report caters to various stakeholders in this industry including investors, suppliers, product manufacturers, distributors, new entrants, and financial analysts

Market Segmentation
  • By Offering
  • Solutions
  • Services
  • By Deployment Mode
  • Cloud
  • On-Premises
  • By End User
  • Banks
  • Credit Unions
  • NBFCs
  • By Regional
  • North America
  • Latin America
  • Europe
  • Asia Pacific
  • Middle East & Africa
  • Key Players
  • Abrigo
  • ARGO
  • Black Knight
  • Built Technologies
  • BNY Mellon
  • Cu Direct
  • Decimal Technologies
  • Docutech
  • EdgeVerv
  • Finastra
  • FIS
  • Fiserv
  • HES Fintech
  • ICE Mortgage Technology
  • Intellect Design Arena
  • JurisTech
  • Newgen Software
  • Nucleus Software
  • Oracle
  • Pega
  • Roostify
  • RupeePower
  • SAP
  • Sigma Infosolutions
  • Symitar
  • Tavant
  • TCS
  • Temenos
  • Turnkey Lenders
  • Wipro
  • Wizni


1. Research Objectives and Assumptions
Research Objectives
Assumptions
Abbreviations
2. Market Purview
Report Description
Market Definition and Scope
Executive Summary
Market Snippet, By Offering
Market Snippet, By Deployment Mode
Market Snippet, By End User
Market Snippet, By Region
Coherent Opportunity Map (COM)
3. Market Dynamics, Regulations, and Trends Analysis
Market Dynamics
Drivers
Restraints
Opportunities
Regulatory Scenario
Industry Trend
Merger and Acquisitions
New system Launch/Approvals
Impact of the COVID-19 Pandemic
4. Global Digital Lending Market, By Offering, 2019-2031, (US$ Billion)
Introduction
Market Share Analysis, 2024 and 2031 (%)
Y-o-Y Growth Analysis, 2020-2031
Segment Trends
Solutions
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
Services
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
5. Global Digital Lending Market, By Deployment Mode, 2019-2031, (US$ Billion)
Introduction
Market Share Analysis, 2024 and 2031 (%)
Segment Trends
Cloud
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
On-Premises
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
6. Global Digital Lending Market, By End User, 2019-2031, (US$ Billion)
Introduction
Market Share Analysis, 2024 and 2031 (%)
Segment Trends
Banks
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
Credit Unions
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
NBFCs
Introduction
Market Size and Forecast, 2019-2031, (US$ Billion)
7. Global Digital Lending Market, By Region, 2019-2031, (US$ Billion)
Introduction
Market Share Analysis, By Region, 2024 and 2031 (%)
Y-o-Y Growth Analysis, 2020-2031
North America
Regional Trends
Market Size and Forecast, By Offering, 2019-2031, (US$ Billion)
Market Size and Forecast, By Deployment Mode, 2019-2031, (US$ Billion)
Market Size and Forecast, By End User, 2019-2031, (US$ Billion)
Market Size and Forecast, By Country, 2019-2031, (US$ Billion)
U.S.
Canada
Europe
Regional Trends
Market Size and Forecast, By Offering, 2019-2031, (US$ Billion)
Market Size and Forecast, By Deployment Mode, 2019-2031, (US$ Billion)
Market Size and Forecast, By End User, 2019-2031, (US$ Billion)
Market Size and Forecast, By Country, 2019-2031, (US$ Billion)
U.K.
Germany
Italy
France
Russia
Rest of Europe
Asia Pacific
Regional Trends
Market Size and Forecast, By Offering, 2019-2031, (US$ Billion)
Market Size and Forecast, By Deployment Mode, 2019-2031, (US$ Billion)
Market Size and Forecast, By End User, 2019-2031, (US$ Billion)
Market Size and Forecast, By Country, 2019-2031, (US$ Billion)
China
India
ASEAN
Australia
South Korea
Japan
Rest of Asia Pacific
Latin America
Regional Trends
Market Size and Forecast, By Offering, 2019-2031, (US$ Billion)
Market Size and Forecast, By Deployment Mode, 2019-2031, (US$ Billion)
Market Size and Forecast, By End User, 2019-2031, (US$ Billion)
Market Size and Forecast, By Country, 2019-2031, (US$ Billion)
Brazil
Argentina
Mexico
Rest of Latin America
Middle East & Africa
Regional Trends
Market Size and Forecast, By Offering, 2019-2031, (US$ Billion)
Market Size and Forecast, By Deployment Mode, 2019-2031, (US$ Billion)
Market Size and Forecast, By End User, 2019-2031, (US$ Billion)
Market Size and Forecast, By Country, 2019-2031, (US$ Billion)
GCC Countries
South Africa
Rest of the Middle East & Africa
8. Competitive Landscape
Company Profiles
Abrigo
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
ARGO
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Black Knight
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Built Technologies
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
BNY Mellon
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Cu Direct
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Decimal Technologies
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Docutech
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
EdgeVerv
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Finastra
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
FIS
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Fiserv
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
HES Fintech
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
ICE Mortgage Technology
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Intellect Design Arena
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
JurisTech
Company Overview
Product Portfolio
Financial Performance
Key Strategies
Recent Developments/Updates
Newgen Software
Nucleus Software
Oracle
Pega
Roostify
RupeePower
SAP
Sigma Infosolutions
Symitar
Tavant
TCS
Temenos
Turnkey Lenders
Wipro
Wizni
9. Analyst Recommendations
Wheel of Fortune
Analyst View
Coherent Opportunity Map
10. Research Methodology
References
Research Methodology
About us and Sales Contact
*Browse 60 market data tables and 40 figures on "Global Digital Lending Market – Global forecast to 2031”.

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook
Cookie Settings