Global Term Loan Market Size Study, By Type (Short-term Loans, Intermediate-term Loans, Long-term Loans), By Interest Rate (Fixed Interest Rate, Floating Interest Rate), By Provider (Banks, Financial Institutions, Credit Unions, Others), and Regional Fore

Global Term Loan Market Size Study, By Type (Short-term Loans, Intermediate-term Loans, Long-term Loans), By Interest Rate (Fixed Interest Rate, Floating Interest Rate), By Provider (Banks, Financial Institutions, Credit Unions, Others), and Regional Forecasts 2022-2032


Global Term Loan Market is valued at approximately USD 576.8 billion in 2023 and is anticipated to grow with a healthy growth rate of more than 6.2% over the forecast period 2024-2032. Term loans are structured financial instruments provided by banks and financial institutions to borrowers for specific periods, where the borrower agrees to repay the loan principal along with interest over a set duration. These loans are a fundamental tool for financing significant investments, ranging from business expansions to personal needs such as education, home renovations, and medical expenses. The fixed repayment schedule of term loans allows borrowers to manage their finances effectively, making them a preferred choice for individuals and businesses alike.
The global market for term loans is experiencing robust growth, driven by several factors. The increasing demand for financing to meet personal and business requirements, coupled with the trend towards urbanization and the associated rise in living standards, has led to a surge in term loan applications. Additionally, the integration of advanced technologies such as artificial intelligence (AI) and software solutions in the loan disbursement and management process has revolutionized the lending landscape, making it more accessible and efficient for borrowers. These technologies have enabled faster loan processing times, improved customer experience, and enhanced risk management, further propelling market growth.
However, the term loan market faces challenges that could impede its growth. Stringent scrutiny of borrowers' credit histories by lenders, along with economic uncertainties that may affect repayment capabilities, are significant hurdles. These factors could deter potential borrowers from seeking term loans or result in higher interest rates for those with less favorable credit histories. Nonetheless, the growing demand for short-term loans, which are typically easier to obtain due to the lack of collateral requirements, presents opportunities for market expansion. Furthermore, the rise of fintech companies and online loan platforms is expected to drive the term loan market in the coming years, offering more accessible and flexible loan options to a broader audience.
The key regions considered for the global Market study include Asia Pacific, North America, Europe, Latin America, and Rest of the World. North America is a dominating region in the term loan Market in terms of revenue. North America, with its well-established financial infrastructure and high demand for personal and business loans, dominates the global market. In contrast, emerging economies in Asia-Pacific and Latin America are witnessing rapid growth in the adoption of term loans, driven by increasing financial literacy, expanding middle-class populations, and the proliferation of digital lending platforms. These regions are expected to contribute significantly to the overall market growth during the forecast period.

Major market players included in this report are:
Bajaj Finserv
Tata Capital Limited
Funding Circle Limited
Social Finance, Inc.
Loans Canada
US Fund Source
Swoop Finance Ltd
Rupee Station Pvt. Ltd.
Cashpal Super Fast Same Day Loans
Compare The Market Limited
BankBazaar.com
Sunshine Loans
Choose Wisely Limited

The detailed segments and sub-segment of the market are explained below:
By Type
• Short-term Loans
• Intermediate-term Loans
• Long-term Loans
By Interest Rate
• Fixed Interest Rate
• Floating Interest Rate
By Provider
• Banks
• Financial Institutions
• Credit Unions
• Others
By Region:
North America
• U.S.
• Canada
Europe
• UK
• Germany
• France
• Spain
• Italy
• ROE
Asia Pacific
• China
• India
• Japan
• Australia
• South Korea
• RoAPAC
Latin America
• Brazil
• Mexico
• RoLA
Middle East & Africa
• Saudi Arabia
• South Africa
• RoMEA
Years considered for the study are as follows:
• Historical year – 2022
• Base year – 2023
• Forecast period – 2024 to 2032
Key Takeaways:
• Market Estimates & Forecast for 10 years from 2022 to 2032.
• Annualized revenues and regional level analysis for each market segment.
• Detailed analysis of geographical landscape with Country level analysis of major regions.
• Competitive landscape with information on major players in the market.
• Analysis of key business strategies and recommendations on future market approach.
• Analysis of competitive structure of the market.
• Demand side and supply side analysis of the market.

Please note:The single user license is non-downloadable and non-printable. Global Site license allows these actions.


Chapter 1. Global Term Loan Market Executive Summary
1.1. Global Term Loan Market Size & Forecast (2022-2032)
1.2. Regional Summary
1.3. Segmental Summary
1.3.1. By Type
1.3.2. By Interest Rate
1.3.3. By Provider
1.4. Key Trends
1.5. Recession Impact
1.6. Analyst Recommendation & Conclusion
Chapter 2. Global Term Loan Market Definition and Research Assumptions
2.1. Research Objective
2.2. Market Definition
2.3. Research Assumptions
2.3.1. Inclusion & Exclusion
2.3.2. Limitations
2.3.3. Supply Side Analysis
2.3.3.1. Availability
2.3.3.2. Infrastructure
2.3.3.3. Regulatory Environment
2.3.3.4. Market Competition
2.3.3.5. Economic Viability (Consumer’s Perspective)
2.3.4. Demand Side Analysis
2.3.4.1. Regulatory frameworks
2.3.4.2. Technological Advancements
2.3.4.3. Environmental Considerations
2.3.4.4. Consumer Awareness & Acceptance
2.4. Estimation Methodology
2.5. Years Considered for the Study
2.6. Currency Conversion Rates
Chapter 3. Global Term Loan Market Dynamics
3.1. Market Drivers
3.1.1. Increasing Demand for Financing and Urbanization
3.1.2. Adoption of Advanced Technologies in Loan Processing
3.2. Market Challenges
3.2.1. Credit History Scrutiny and Economic Uncertainty
3.3. Market Opportunities
3.3.1. Growth in Short-term Loans and Fintech Adoption
Chapter 4. Global Term Loan Market Industry Analysis
4.1. Porter’s 5 Force Model
4.1.1. Bargaining Power of Suppliers
4.1.2. Bargaining Power of Buyers
4.1.3. Threat of New Entrants
4.1.4. Threat of Substitutes
4.1.5. Competitive Rivalry
4.1.6. Futuristic Approach to Porter’s 5 Force Model
4.1.7. Porter’s 5 Force Impact Analysis
4.2. PESTEL Analysis
4.2.1. Political
4.2.2. Economical
4.2.3. Social
4.2.4. Technological
4.2.5. Environmental
4.2.6. Legal
4.3. Top Investment Opportunities
4.4. Top Winning Strategies
4.5. Disruptive Trends
4.6. Industry Expert Perspective
4.7. Analyst Recommendation & Conclusion
Chapter 5. Global Term Loan Market Size & Forecasts by Type 2022-2032
5.1. Segment Dashboard
5.2. Global Term Loan Market: Type Revenue Trend Analysis, 2022 & 2032 (USD Billion)
5.2.1. Short-term Loans
5.2.2. Intermediate-term Loans
5.2.3. Long-term Loans
Chapter 6. Global Term Loan Market Size & Forecasts by Interest Rate 2022-2032
6.1. Segment Dashboard
6.2. Global Term Loan Market: Interest Rate Revenue Trend Analysis, 2022 & 2032 (USD Billion)
6.2.1. Fixed Interest Rate
6.2.2. Floating Interest Rate
Chapter 7. Global Term Loan Market Size & Forecasts by Provider 2022-2032
7.1. Segment Dashboard
7.2. Global Term Loan Market: Provider Revenue Trend Analysis, 2022 & 2032 (USD Billion)
7.2.1. Banks
7.2.2. Financial Institutions
7.2.3. Credit Unions
7.2.4. Others
Chapter 8. Global Term Loan Market Size & Forecasts by Region 2022-2032
8.1. North America Term Loan Market
8.1.1. U.S. Term Loan Market
8.1.1.1. Type breakdown size & forecasts, 2022-2032
8.1.1.2. Interest Rate breakdown size & forecasts, 2022-2032
8.1.1.3. Provider breakdown size & forecasts, 2022-2032
8.1.2. Canada Term Loan Market
8.2. Europe Term Loan Market
8.2.1. U.K. Term Loan Market
8.2.2. Germany Term Loan Market
8.2.3. France Term Loan Market
8.2.4. Spain Term Loan Market
8.2.5. Italy Term Loan Market
8.2.6. Rest of Europe Term Loan Market
8.3. Asia-Pacific Term Loan Market
8.3.1. China Term Loan Market
8.3.2. India Term Loan Market
8.3.3. Japan Term Loan Market
8.3.4. Australia Term Loan Market
8.3.5. South Korea Term Loan Market
8.3.6. Rest of Asia-Pacific Term Loan Market
8.4. Latin America Term Loan Market
8.4.1. Brazil Term Loan Market
8.4.2. Mexico Term Loan Market
8.4.3. Rest of Latin America Term Loan Market
8.5. Middle East & Africa Term Loan Market
8.5.1. Saudi Arabia Term Loan Market
8.5.2. South Africa Term Loan Market
8.5.3. Rest of Middle East & Africa Term Loan Market
Chapter 9. Competitive Intelligence
9.1. Key Company SWOT Analysis
9.1.1. Company 1
9.1.2. Company 2
9.1.3. Company 3
9.2. Top Market Strategies
9.3. Company Profiles
9.3.1. Bajaj Finserv
9.3.1.1. Key Information
9.3.1.2. Overview
9.3.1.3. Financial (Subject to Data Availability)
9.3.1.4. Product Summary
9.3.1.5. Market Strategies
9.3.2. Tata Capital Limited
9.3.3. Funding Circle Limited
9.3.4. Social Finance, Inc.
9.3.5. Loans Canada
9.3.6. US Fund Source
9.3.7. Swoop Finance Ltd
9.3.8. Rupee Station Pvt. Ltd.
9.3.9. Cashpal Super Fast Same Day Loans
9.3.10. Compare The Market Limited
9.3.11. BankBazaar.com
9.3.12. Sunshine Loans
9.3.13. Choose Wisely Limited
Chapter 10. Research Process
10.1. Research Process
10.1.1. Data Mining
10.1.2. Analysis
10.1.3. Market Estimation
10.1.4. Validation
10.1.5. Publishing
10.2. Research AttributesList of Tables
TABLE 1. Global Term Loan Market, Report Scope
TABLE 2. Global Term Loan Market Estimates & Forecasts by Region 2022-2032 (USD Billion)
TABLE 3. Global Term Loan Market Estimates & Forecasts by Type 2022-2032 (USD Billion)
TABLE 4. Global Term Loan Market Estimates & Forecasts by Interest Rate 2022-2032 (USD Billion)
TABLE 5. Global Term Loan Market Estimates & Forecasts by Provider 2022-2032 (USD Billion)
TABLE 6. Global Term Loan Market by Region, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 7. Global Term Loan Market by Segment, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 8. Global Term Loan Market by Region, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 9. Global Term Loan Market by Segment, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 10. Global Term Loan Market by Region, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 11. Global Term Loan Market by Segment, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 12. Global Term Loan Market by Region, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 13. Global Term Loan Market by Segment, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 14. Global Term Loan Market by Region, Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 15. U.S. Term Loan Market Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 16. U.S. Term Loan Market Estimates & Forecasts by Segment 2022-2032 (USD Billion)
TABLE 17. U.S. Term Loan Market Estimates & Forecasts by Segment 2022-2032 (USD Billion)
TABLE 18. Canada Term Loan Market Estimates & Forecasts, 2022-2032 (USD Billion)
TABLE 19. Canada Term Loan Market Estimates & Forecasts by Segment 2022-2032 (USD Billion)
TABLE 20. Canada Term Loan Market Estimates & Forecasts by Segment 2022-2032 (USD Billion)
.....
This list is not complete, final report does contain more than 100 tables. The list may be updated in the final deliverable.List of Figures
FIGURE 1. Global Term Loan Market, Research Methodology
FIGURE 2. Global Term Loan Market, Market Estimation Techniques
FIGURE 3. Global Market Size Estimates & Forecast Methods
FIGURE 4. Global Term Loan Market, Key Trends 2023
FIGURE 5. Global Term Loan Market, Growth Prospects 2022-2032
FIGURE 6. Global Term Loan Market, Porter’s 5 Force Model
FIGURE 7. Global Term Loan Market, PESTEL Analysis
FIGURE 8. Global Term Loan Market, Value Chain Analysis
FIGURE 9. Global Term Loan Market by Segment, 2022 & 2032 (USD Billion)
FIGURE 10. Global Term Loan Market by Segment, 2022 & 2032 (USD Billion)
FIGURE 11. Global Term Loan Market by Segment, 2022 & 2032 (USD Billion)
FIGURE 12. Global Term Loan Market by Segment, 2022 & 2032 (USD Billion)
FIGURE 13. Global Term Loan Market by Segment, 2022 & 2032 (USD Billion)
FIGURE 14. Global Term Loan Market, Regional Snapshot 2022 & 2032
FIGURE 15. North America Term Loan Market 2022 & 2032 (USD Billion)
FIGURE 16. Europe Term Loan Market 2022 & 2032 (USD Billion)
FIGURE 17. Asia-Pacific Term Loan Market 2022 & 2032 (USD Billion)
FIGURE 18. Latin America Term Loan Market 2022 & 2032 (USD Billion)
FIGURE 19. Middle East & Africa Term Loan Market 2022 & 2032 (USD Billion)
FIGURE 20. Global Term Loan Market, Company Market Share Analysis (2023)
.....
This list is not complete, final report does contain more than 50 figures. The list may be updated in the final deliverable.

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook
Cookie Settings