Commercial Lending Market By Type (Unsecured Lending and Secured Lending), Enterprise Size (Large Enterprises and Small & Medium Sized Enterprises), and Provider (Banks and NBFCs): Global Opportunity Analysis and Industry Forecast, 2021–2030
A commercial loan is a type of financial instrument that business owners can use to meet short-term cash requirements. Approved funds can be used to boost working capital, purchase new machinery, construct new infrastructure, cover operating costs, and other expenses. In addition, these loans can be secured and unsecured type of loans. Moreover, lenders have to evaluate a borrower's capacity to use the money successfully to produce extra cash flow and pay debt commitments.
With access to large sum of money, commercial lending is being widely preferred by businesses and enterprises, which propels growth of the market. In addition, shorter application processes and documentation makes it very convenient for businesses to apply for loans. These factors notably contribute toward growth of the commercial lending market.
However, strict qualifying criteria by banks and financial institutions to adhere rules & regulations hamper the market growth. On the contrary, the lending industry is introducing a gradual shift toward a digital economy across several countries. In addition, technological advancements in the lending industry for personal as well as business loans are expected to provide lucrative opportunities for the market growth in the coming years.
The commercial lending market is segmented into type, enterprise size, provider, and region. By type, the market is categorized into unsecured lending and secured lending. Depending on enterprise size, it is segregated into large enterprises and small & medium sized enterprises. The providers covered in the study includes banks and NBFCs. Region wise, the market is analyzed across North America, Europe, Asia-Pacific, and LAMEA.
The commercial lending market analysis includes top companies operating in the market such as American Express Company, Credit Suisse, Fundation Group LLC, Fundbox, Funding Circle, Goldman Sachs, Kabbage, LoanBuilder, Merchant Capital, and OnDeck. These players have adopted various strategies to increase their market penetration and strengthen their position in the commercial lending industry.
Key Benefits For Stakeholders
The study provides in-depth analysis of the global commercial lending market along with the current trends and future estimations to illustrate the imminent investment pockets.
Information about key drivers, restrains, & opportunities and their impact analysis on the global commercial lending market size are provided in the report.
The Porter’s five forces analysis illustrates the potency of buyers and suppliers operating in the industry.
The quantitative analysis of the global commercial lending market from 2021 to 2030 is provided to determine the market potential.
Key Market Segments
By Type
Unsecured Lending
Secured Lending
By Enterprise Size
Large Enterprises
Small & Medium Sized Enterprises
By Provider
Banks
NBFCs
By Region
North America
U.S.
Canada
Europe
UK
Germany
France
Italy
Spain
Rest of Europe
Asia-Pacific
China
Japan
India
Australia
South Korea
Rest of Asia-Pacific
LAMEA
Latin America
Middle East
Africa
Key Market Players
American Express Company
Credit Suisse
Fundation Group LLC
Fundbox
Funding Circle
Goldman Sachs
Kabbage
LoanBuilder
Merchant Capital
OnDeck
List of Company Profiles
American Express Company
Credit Suisse
Fundation Group LLC
Fundbox
Funding Circle
Goldman Sachs
Kabbage
LoanBuilder
Merchant Capital and OnDeck.
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