Global Flood Insurance Industry Growth and Trends Forecast to 2031

Summary

Flood insurance denotes the specific insurance coverage against property loss from flooding. To determine risk factors for specific properties, insurers will often refer to topographical maps that denote lowlands, floodplains and floodways that are susceptible to flooding.

According to APO Research, The global Flood Insurance market was estimated at US$ million in 2025 and is projected to reach a revised size of US$ million by 2031, witnessing a CAGR of xx% during the forecast period 2026-2031.

North American market for Flood Insurance is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2026 through 2031.

Asia-Pacific market for Flood Insurance is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2026 through 2031.

Europe market for Flood Insurance is estimated to increase from $ million in 2025 to reach $ million by 2031, at a CAGR of % during the forecast period of 2026 through 2031.

The major global companies of Flood Insurance include Allianz, Zurich, Allstate, Tokio Marine, Assurant, Chubb, PICC, Sompo Japan Nipponkoa and CPIC, etc. In 2024, the world's top three vendors accounted for approximately % of the revenue.

Report Scope

This report aims to provide a comprehensive presentation of the global market for Flood Insurance, with both quantitative and qualitative analysis, to help readers develop business/growth strategies, assess the market competitive situation, analyze their position in the current marketplace, and make informed business decisions regarding Flood Insurance.

The Flood Insurance market size, estimations, and forecasts are provided in terms of revenue ($ millions), considering 2024 as the base year, with history and forecast data for the period from 2020 to 2031. This report segments the global Flood Insurance market comprehensively. Regional market sizes, concerning products by Type, by Application, and by players, are also provided. For a more in-depth understanding of the market, the report provides profiles of the competitive landscape, key competitors, and their respective market ranks. The report also discusses technological trends and new product developments.

Key Companies & Market Share Insights

In this section, the readers will gain an understanding of the key players competing. This report has studied the key growth strategies, such as innovative trends and developments, intensification of product portfolio, mergers and acquisitions, collaborations, new product innovation, and geographical expansion, undertaken by these participants to maintain their presence. Apart from business strategies, the study includes current developments and key financials. The readers will also get access to the data related to global revenue, gross margin by manufacturers for the period 2020-2025. This all-inclusive report will certainly serve the clients to stay updated and make effective decisions in their businesses.

Flood Insurance Segment by Company

Allianz
Zurich
Allstate
Tokio Marine
Assurant
Chubb
PICC
Sompo Japan Nipponkoa
CPIC
PingAn
Sunshine
Berkshire Hathaway
Suncorp
Progressive
American Strategic

Flood Insurance Segment by Type

Life Insurance
Non-Life Insurance

Flood Insurance Segment by Application

Commercial
Residential
Others

Flood Insurance Segment by Region

North America
United States
Canada
Mexico
Europe
Germany
France
U.K.
Italy
Russia
Spain
Netherlands
Switzerland
Sweden
Poland
Asia-Pacific
China
Japan
South Korea
India
Australia
Taiwan
Southeast Asia
South America
Brazil
Argentina
Chile
Colombia
Middle East & Africa
Egypt
South Africa
Israel
Türkiye
GCC Countries

Key Drivers & Barriers

High-impact rendering factors and drivers have been studied in this report to aid the readers to understand the general development. Moreover, the report includes restraints and challenges that may act as stumbling blocks on the way of the players. This will assist the users to be attentive and make informed decisions related to business. Specialists have also laid their focus on the upcoming business prospects.

Reasons to Buy This Report

1. This report will help the readers to understand the competition within the industries and strategies for the competitive environment to enhance the potential profit. The report also focuses on the competitive landscape of the global Flood Insurance market, and introduces in detail the market share, industry ranking, competitor ecosystem, market performance, new product development, operation situation, expansion, and acquisition. etc. of the main players, which helps the readers to identify the main competitors and deeply understand the competition pattern of the market.
2. This report will help stakeholders to understand the global industry status and trends of Flood Insurance and provides them with information on key market drivers, restraints, challenges, and opportunities.
3. This report will help stakeholders to understand competitors better and gain more insights to strengthen their position in their businesses. The competitive landscape section includes the market share and rank (in value), competitor ecosystem, new product development, expansion, and acquisition.
4. This report stays updated with novel technology integration, features, and the latest developments in the market
5. This report helps stakeholders to gain insights into which regions to target globally
6. This report helps stakeholders to gain insights into the end-user perception concerning the adoption of Flood Insurance.
7. This report helps stakeholders to identify some of the key players in the market and understand their valuable contribution.

Chapter Outline

Chapter 1: Introduces the report scope of the report, executive summary of global and regional market size and CAGR for the history and forecast period (2020-2025, 2026-2031). It offers a high-level view of the current state of the market and its likely evolution in the short to mid-term, and long term.
Chapter 2: Provides the analysis of various market segments by type, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different market segments.
Chapter 3: Provides the analysis of various market segments by application, covering the market size and development potential of each market segment, to help readers find the blue ocean market in different downstream markets.
Chapter 4: Introduces the market dynamics, latest developments of the market, the driving factors and restrictive factors of the market, the challenges and risks faced by manufacturers in the industry, and the analysis of relevant policies in the industry.
Chapter 5: Detailed analysis of Flood Insurance companies' competitive landscape, revenue, market share and ranking, latest development plan, merger, and acquisition information, etc.
Chapter 6: Provides profiles of key players, introducing the basic situation of the main companies in the market in detail, including product introduction, revenue, recent development, etc.
Chapter 7, 8, 9, 10 and 11: North America, Europe, Asia Pacific, South America, Middle East & Africa, revenue by country.
Chapter 12: Concluding Insights of the report

Please Note: Single-User license will be delivered via PDF from the publisher without the rights to print or to edit.


1 Market Overview
1.1 Product Definition
1.2 Global Market Growth Prospects
1.3 Global Flood Insurance Market Size Overview by Region 2020 VS 2024 VS 2031
1.4 Global Flood Insurance Market Size by Region (2020-2031)
1.4.1 Global Flood Insurance Market Size by Region (2020-2025)
1.4.2 Global Flood Insurance Market Size by Region (2026-2031)
1.5 Key Regions Flood Insurance Market Size (2020-2031)
1.5.1 North America Flood Insurance Market Size Growth Rate (2020-2031)
1.5.2 Europe Flood Insurance Market Size Growth Rate (2020-2031)
1.5.3 Asia-Pacific Flood Insurance Market Size Growth Rate (2020-2031)
1.5.4 South America Flood Insurance Market Size Growth Rate (2020-2031)
1.5.5 Middle East & Africa Flood Insurance Market Size Growth Rate (2020-2031)
2 Flood Insurance Market by Type
2.1 Type Introduction
2.1.1 Life Insurance
2.1.2 Non-Life Insurance
2.2 Global Flood Insurance Market Size by Type
2.2.1 Global Flood Insurance Market Size Overview by Type (2020-2031)
2.2.2 Global Flood Insurance Historic Market Size Review by Type (2020-2025)
2.2.3 Global Flood Insurance Market Size Forecasted by Type (2026-2031)
2.3 Global Flood Insurance Market Size by Regions
2.3.1 North America Flood Insurance Market Size Breakdown by Type (2020-2025)
2.3.2 Europe Flood Insurance Market Size Breakdown by Type (2020-2025)
2.3.3 Asia-Pacific Flood Insurance Market Size Breakdown by Type (2020-2025)
2.3.4 South America Flood Insurance Market Size Breakdown by Type (2020-2025)
2.3.5 Middle East and Africa Flood Insurance Market Size Breakdown by Type (2020-2025)
3 Flood Insurance Market by Application
3.1 Type Introduction
3.1.1 Commercial
3.1.2 Residential
3.1.3 Others
3.2 Global Flood Insurance Market Size by Application
3.2.1 Global Flood Insurance Market Size Overview by Application (2020-2031)
3.2.2 Global Flood Insurance Historic Market Size Review by Application (2020-2025)
3.2.3 Global Flood Insurance Market Size Forecasted by Application (2026-2031)
3.3 Global Flood Insurance Market Size by Regions
3.3.1 North America Flood Insurance Market Size Breakdown by Application (2020-2025)
3.3.2 Europe Flood Insurance Market Size Breakdown by Application (2020-2025)
3.3.3 Asia-Pacific Flood Insurance Market Size Breakdown by Application (2020-2025)
3.3.4 South America Flood Insurance Market Size Breakdown by Application (2020-2025)
3.3.5 Middle East and Africa Flood Insurance Market Size Breakdown by Application (2020-2025)
4 Global Market Dynamics
4.1 Flood Insurance Industry Trends
4.2 Flood Insurance Industry Drivers
4.3 Flood Insurance Industry Opportunities and Challenges
4.4 Flood Insurance Industry Restraints
5 Competitive Insights by Company
5.1 Global Top Players by Flood Insurance Revenue (2020-2025)
5.2 Global Flood Insurance Industry Company Ranking, 2023 VS 2024 VS 2025
5.3 Global Flood Insurance Key Company Headquarters & Area Served
5.4 Global Flood Insurance Company, Product Type & Application
5.5 Global Flood Insurance Company Commercialization Time
5.6 Market Competitive Analysis
5.6.1 Global Flood Insurance Market CR5 and HHI
5.6.2 Global Top 5 and 10 Flood Insurance Players Market Share by Revenue in 2024
5.6.3 2024 Flood Insurance Tier 1, Tier 2, and Tier 3
6 Company Profiles
6.1 Allianz
6.1.1 Allianz Comapny Information
6.1.2 Allianz Business Overview
6.1.3 Allianz Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.1.4 Allianz Flood Insurance Product Portfolio
6.1.5 Allianz Recent Developments
6.2 Zurich
6.2.1 Zurich Comapny Information
6.2.2 Zurich Business Overview
6.2.3 Zurich Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.2.4 Zurich Flood Insurance Product Portfolio
6.2.5 Zurich Recent Developments
6.3 Allstate
6.3.1 Allstate Comapny Information
6.3.2 Allstate Business Overview
6.3.3 Allstate Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.3.4 Allstate Flood Insurance Product Portfolio
6.3.5 Allstate Recent Developments
6.4 Tokio Marine
6.4.1 Tokio Marine Comapny Information
6.4.2 Tokio Marine Business Overview
6.4.3 Tokio Marine Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.4.4 Tokio Marine Flood Insurance Product Portfolio
6.4.5 Tokio Marine Recent Developments
6.5 Assurant
6.5.1 Assurant Comapny Information
6.5.2 Assurant Business Overview
6.5.3 Assurant Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.5.4 Assurant Flood Insurance Product Portfolio
6.5.5 Assurant Recent Developments
6.6 Chubb
6.6.1 Chubb Comapny Information
6.6.2 Chubb Business Overview
6.6.3 Chubb Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.6.4 Chubb Flood Insurance Product Portfolio
6.6.5 Chubb Recent Developments
6.7 PICC
6.7.1 PICC Comapny Information
6.7.2 PICC Business Overview
6.7.3 PICC Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.7.4 PICC Flood Insurance Product Portfolio
6.7.5 PICC Recent Developments
6.8 Sompo Japan Nipponkoa
6.8.1 Sompo Japan Nipponkoa Comapny Information
6.8.2 Sompo Japan Nipponkoa Business Overview
6.8.3 Sompo Japan Nipponkoa Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.8.4 Sompo Japan Nipponkoa Flood Insurance Product Portfolio
6.8.5 Sompo Japan Nipponkoa Recent Developments
6.9 CPIC
6.9.1 CPIC Comapny Information
6.9.2 CPIC Business Overview
6.9.3 CPIC Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.9.4 CPIC Flood Insurance Product Portfolio
6.9.5 CPIC Recent Developments
6.10 PingAn
6.10.1 PingAn Comapny Information
6.10.2 PingAn Business Overview
6.10.3 PingAn Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.10.4 PingAn Flood Insurance Product Portfolio
6.10.5 PingAn Recent Developments
6.11 Sunshine
6.11.1 Sunshine Comapny Information
6.11.2 Sunshine Business Overview
6.11.3 Sunshine Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.11.4 Sunshine Flood Insurance Product Portfolio
6.11.5 Sunshine Recent Developments
6.12 Berkshire Hathaway
6.12.1 Berkshire Hathaway Comapny Information
6.12.2 Berkshire Hathaway Business Overview
6.12.3 Berkshire Hathaway Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.12.4 Berkshire Hathaway Flood Insurance Product Portfolio
6.12.5 Berkshire Hathaway Recent Developments
6.13 Suncorp
6.13.1 Suncorp Comapny Information
6.13.2 Suncorp Business Overview
6.13.3 Suncorp Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.13.4 Suncorp Flood Insurance Product Portfolio
6.13.5 Suncorp Recent Developments
6.14 Progressive
6.14.1 Progressive Comapny Information
6.14.2 Progressive Business Overview
6.14.3 Progressive Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.14.4 Progressive Flood Insurance Product Portfolio
6.14.5 Progressive Recent Developments
6.15 American Strategic
6.15.1 American Strategic Comapny Information
6.15.2 American Strategic Business Overview
6.15.3 American Strategic Flood Insurance Revenue, Global Share and Gross Margin (2020-2025)
6.15.4 American Strategic Flood Insurance Product Portfolio
6.15.5 American Strategic Recent Developments
7 North America
7.1 North America Flood Insurance Market Size Growth Rate (CAGR) by Country: 2020 VS 2024 VS 2031
7.2 North America Flood Insurance Market Size by Country (2020-2025)
7.3 North America Flood Insurance Market Size Forecast by Country (2026-2031)
8 Europe
8.1 Europe Flood Insurance Market Size Growth Rate (CAGR) by Country: 2020 VS 2024 VS 2031
8.2 Europe Flood Insurance Market Size by Country (2020-2025)
8.3 Europe Flood Insurance Market Size Forecast by Country (2026-2031)
9 Asia-Pacific
9.1 Asia-Pacific Flood Insurance Market Size Growth Rate (CAGR) by Country: 2020 VS 2024 VS 2031
9.2 Asia-Pacific Flood Insurance Market Size by Country (2020-2025)
9.3 Asia-Pacific Flood Insurance Market Size Forecast by Country (2026-2031)
10 South America
10.1 South America Flood Insurance Market Size Growth Rate (CAGR) by Country: 2020 VS 2024 VS 2031
10.2 South America Flood Insurance Market Size by Country (2020-2025)
10.3 South America Flood Insurance Market Size Forecast by Country (2026-2031)
11 Middle East & Africa
11.1 Middle East & Africa Flood Insurance Market Size Growth Rate (CAGR) by Country: 2020 VS 2024 VS 2031
11.2 Middle East & Africa Flood Insurance Market Size by Country (2020-2025)
11.3 Middle East & Africa Flood Insurance Market Size Forecast by Country (2026-2031)
12 Concluding Insights
13 Appendix
13.1 Reasons for Doing This Study
13.2 Research Methodology
13.3 Research Process
13.4 Authors List of This Report
13.5 Data Source
13.5.1 Secondary Sources
13.5.2 Primary Sources

Download our eBook: How to Succeed Using Market Research

Learn how to effectively navigate the market research process to help guide your organization on the journey to success.

Download eBook
Cookie Settings