Consumer Credit Market by Product (Auto Loans, Credit Cards, Mortgages), Repayment Type (Installment Credit, Revolving Credit), Provider - Global Forecast 2024-2030

Consumer Credit Market by Product (Auto Loans, Credit Cards, Mortgages), Repayment Type (Installment Credit, Revolving Credit), Provider - Global Forecast 2024-2030


The Consumer Credit Market size was estimated at USD 123.81 billion in 2023 and expected to reach USD 130.93 billion in 2024, at a CAGR 5.81% to reach USD 183.85 billion by 2030.

FPNV Positioning Matrix

The FPNV Positioning Matrix is pivotal in evaluating the Consumer Credit Market. It offers a comprehensive assessment of vendors, examining key metrics related to Business Strategy and Product Satisfaction. This in-depth analysis empowers users to make well-informed decisions aligned with their requirements. Based on the evaluation, the vendors are then categorized into four distinct quadrants representing varying levels of success: Forefront (F), Pathfinder (P), Niche (N), or Vital (V).

Market Share Analysis

The Market Share Analysis is a comprehensive tool that provides an insightful and in-depth examination of the current state of vendors in the Consumer Credit Market. By meticulously comparing and analyzing vendor contributions in terms of overall revenue, customer base, and other key metrics, we can offer companies a greater understanding of their performance and the challenges they face when competing for market share. Additionally, this analysis provides valuable insights into the competitive nature of the sector, including factors such as accumulation, fragmentation dominance, and amalgamation traits observed over the base year period studied. With this expanded level of detail, vendors can make more informed decisions and devise effective strategies to gain a competitive edge in the market.

Key Company Profiles

The report delves into recent significant developments in the Consumer Credit Market, highlighting leading vendors and their innovative profiles. These include Ballard Spahr LLP, Bank of America Corporation, Barclays PLC, BNP Paribas, Bovill Ltd., Certegy Payment Solutions, LLC, China Construction Bank, Citi Group, Credit Service Company, Inc., Creditsafe Business Solutions Limited, Deutsche Bank AG, Equifax Inc., Experian Information Solutions, Inc., Hogan Lovells International LLP, HSBC Holdings PLC, Industrial and Commercial Bank of China Limited, JPMorgan Chase & Co., Mambu B.V., MIB Group, Inc., Mitsubishi UFJ Financial Group, Inc., PKF Littlejohn, LLP, Synchrony Bank, TransUnion LLC, Walker Morris LLP, Wells Fargo & Company, and Zopa Bank Limited.

Market Segmentation & Coverage


This research report categorizes the Consumer Credit Market to forecast the revenues and analyze trends in each of the following sub-markets:

Product
Auto Loans
Credit Cards
Mortgages
Personal Loans
Student Loans
Repayment Type
Installment Credit
Revolving Credit
Provider
Banks
Credit Unions
Online Lenders
Region
Americas
Argentina

Brazil

Canada

Mexico

United States
California

Florida

Illinois

New York

Ohio

Pennsylvania

Texas
Asia-Pacific
Australia

China

India

Indonesia

Japan

Malaysia

Philippines

Singapore

South Korea

Taiwan

Thailand

Vietnam
Europe, Middle East & Africa
Denmark

Egypt

Finland

France

Germany

Israel

Italy

Netherlands

Nigeria

Norway

Poland

Qatar

Russia

Saudi Arabia

South Africa

Spain

Sweden

Switzerland

Turkey

United Arab Emirates

United Kingdom

The report offers valuable insights on the following aspects:

1. Market Penetration: It presents comprehensive information on the market provided by key players.
2. Market Development: It delves deep into lucrative emerging markets and analyzes the penetration across mature market segments.
3. Market Diversification: It provides detailed information on new product launches, untapped geographic regions, recent developments, and investments.
4. Competitive Assessment & Intelligence: It conducts an exhaustive assessment of market shares, strategies, products, certifications, regulatory approvals, patent landscape, and manufacturing capabilities of the leading players.
5. Product Development & Innovation: It offers intelligent insights on future technologies, R&D activities, and breakthrough product developments.

The report addresses key questions such as:

1. What is the market size and forecast of the Consumer Credit Market?
2. Which products, segments, applications, and areas should one consider investing in over the forecast period in the Consumer Credit Market?
3. What are the technology trends and regulatory frameworks in the Consumer Credit Market?
4. What is the market share of the leading vendors in the Consumer Credit Market?
5. Which modes and strategic moves are suitable for entering the Consumer Credit Market?

Note: PDF & Excel + Online Access - 1 Year


1. Preface
1.1. Objectives of the Study
1.2. Market Segmentation & Coverage
1.3. Years Considered for the Study
1.4. Currency & Pricing
1.5. Language
1.6. Limitations
1.7. Assumptions
1.8. Stakeholders
2. Research Methodology
2.1. Define: Research Objective
2.2. Determine: Research Design
2.3. Prepare: Research Instrument
2.4. Collect: Data Source
2.5. Analyze: Data Interpretation
2.6. Formulate: Data Verification
2.7. Publish: Research Report
2.8. Repeat: Report Update
3. Executive Summary
4. Market Overview
4.1. Introduction
4.2. Consumer Credit Market, by Region
5. Market Insights
5.1. Market Dynamics
5.1.1. Drivers
5.1.1.1. Increasing big-ticket purchases of homes and automobiles
5.1.1.2. Rising educational and healthcare expenses and need for external finance
5.1.1.3. Government initiatives encouraging financial inclusion and consumer credit
5.1.2. Restraints
5.1.2.1. Changing interest rates or risk of default of debt payments
5.1.3. Opportunities
5.1.3.1. Digitalization of consumer credit industry worldwide
5.1.3.2. Expanding marketing and promotion of consumer lending platforms
5.1.4. Challenges
5.1.4.1. Concerns associated with loan scams and fraud
5.2. Market Segmentation Analysis
5.3. Market Trend Analysis
5.4. Cumulative Impact of High Inflation
5.5. Porter’s Five Forces Analysis
5.5.1. Threat of New Entrants
5.5.2. Threat of Substitutes
5.5.3. Bargaining Power of Customers
5.5.4. Bargaining Power of Suppliers
5.5.5. Industry Rivalry
5.6. Value Chain & Critical Path Analysis
5.7. Regulatory Framework
6. Consumer Credit Market, by Product
6.1. Introduction
6.2. Auto Loans
6.3. Credit Cards
6.4. Mortgages
6.5. Personal Loans
6.6. Student Loans
7. Consumer Credit Market, by Repayment Type
7.1. Introduction
7.2. Installment Credit
7.3. Revolving Credit
8. Consumer Credit Market, by Provider
8.1. Introduction
8.2. Banks
8.3. Credit Unions
8.4. Online Lenders
9. Americas Consumer Credit Market
9.1. Introduction
9.2. Argentina
9.3. Brazil
9.4. Canada
9.5. Mexico
9.6. United States
10. Asia-Pacific Consumer Credit Market
10.1. Introduction
10.2. Australia
10.3. China
10.4. India
10.5. Indonesia
10.6. Japan
10.7. Malaysia
10.8. Philippines
10.9. Singapore
10.10. South Korea
10.11. Taiwan
10.12. Thailand
10.13. Vietnam
11. Europe, Middle East & Africa Consumer Credit Market
11.1. Introduction
11.2. Denmark
11.3. Egypt
11.4. Finland
11.5. France
11.6. Germany
11.7. Israel
11.8. Italy
11.9. Netherlands
11.10. Nigeria
11.11. Norway
11.12. Poland
11.13. Qatar
11.14. Russia
11.15. Saudi Arabia
11.16. South Africa
11.17. Spain
11.18. Sweden
11.19. Switzerland
11.20. Turkey
11.21. United Arab Emirates
11.22. United Kingdom
12. Competitive Landscape
12.1. FPNV Positioning Matrix
12.2. Market Share Analysis, By Key Player
12.3. Competitive Scenario Analysis, By Key Player
13. Competitive Portfolio
13.1. Key Company Profiles
13.1.1. Ballard Spahr LLP
13.1.2. Bank of America Corporation
13.1.3. Barclays PLC
13.1.4. BNP Paribas
13.1.5. Bovill Ltd.
13.1.6. Certegy Payment Solutions, LLC
13.1.7. China Construction Bank
13.1.8. Citi Group
13.1.9. Credit Service Company, Inc.
13.1.10. Creditsafe Business Solutions Limited
13.1.11. Deutsche Bank AG
13.1.12. Equifax Inc.
13.1.13. Experian Information Solutions, Inc.
13.1.14. Hogan Lovells International LLP
13.1.15. HSBC Holdings PLC
13.1.16. Industrial and Commercial Bank of China Limited
13.1.17. JPMorgan Chase & Co.
13.1.18. Mambu B.V.
13.1.19. MIB Group, Inc.
13.1.20. Mitsubishi UFJ Financial Group, Inc.
13.1.21. PKF Littlejohn, LLP
13.1.22. Synchrony Bank
13.1.23. TransUnion LLC
13.1.24. Walker Morris LLP
13.1.25. Wells Fargo & Company
13.1.26. Zopa Bank Limited
13.2. Key Product Portfolio
14. Appendix
14.1. Discussion Guide
14.2. License & Pricing
FIGURE 1. CONSUMER CREDIT MARKET RESEARCH PROCESS
FIGURE 2. CONSUMER CREDIT MARKET SIZE, 2023 VS 2030
FIGURE 3. CONSUMER CREDIT MARKET SIZE, 2018-2030 (USD MILLION)
FIGURE 4. CONSUMER CREDIT MARKET SIZE, BY REGION, 2023 VS 2030 (%)
FIGURE 5. CONSUMER CREDIT MARKET SIZE, BY REGION, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 6. CONSUMER CREDIT MARKET DYNAMICS
FIGURE 7. CONSUMER CREDIT MARKET SIZE, BY PRODUCT, 2023 VS 2030 (%)
FIGURE 8. CONSUMER CREDIT MARKET SIZE, BY PRODUCT, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 9. CONSUMER CREDIT MARKET SIZE, BY REPAYMENT TYPE, 2023 VS 2030 (%)
FIGURE 10. CONSUMER CREDIT MARKET SIZE, BY REPAYMENT TYPE, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 11. CONSUMER CREDIT MARKET SIZE, BY PROVIDER, 2023 VS 2030 (%)
FIGURE 12. CONSUMER CREDIT MARKET SIZE, BY PROVIDER, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 13. AMERICAS CONSUMER CREDIT MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 14. AMERICAS CONSUMER CREDIT MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 15. UNITED STATES CONSUMER CREDIT MARKET SIZE, BY STATE, 2023 VS 2030 (%)
FIGURE 16. UNITED STATES CONSUMER CREDIT MARKET SIZE, BY STATE, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 17. ASIA-PACIFIC CONSUMER CREDIT MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 18. ASIA-PACIFIC CONSUMER CREDIT MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 19. EUROPE, MIDDLE EAST & AFRICA CONSUMER CREDIT MARKET SIZE, BY COUNTRY, 2023 VS 2030 (%)
FIGURE 20. EUROPE, MIDDLE EAST & AFRICA CONSUMER CREDIT MARKET SIZE, BY COUNTRY, 2023 VS 2024 VS 2030 (USD MILLION)
FIGURE 21. CONSUMER CREDIT MARKET, FPNV POSITIONING MATRIX, 2023
FIGURE 22. CONSUMER CREDIT MARKET SHARE, BY KEY PLAYER, 2023

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